Archive for September, 2008
Clause floor in floating rate loans
Last month I covered the subject of loans with Cap, which consists of a maximum rate beyond which insurance covers the trip.
Often these loans also have another clause called floor (floor).
It is a minimum below which the interest rate can never go. In a mortgage cap with his presence is understandable, but the bad news [...]
Bond….Tremonti Bond
After the decree anti-crisis that I think has just raised Italy from the negative, now comes the Tremonti Bond.
This decree provides a few points in favor of borrowers unemployed or layoffs: stop the rate of the loan for one year.
But the real objective of this decree is another. Offer bonds to the banks so as [...]
Sensitive to the banks
With a press release ABI announced as the banking sector to finance benefits for the energy sector as much as 71.4% among all banks.
But not only:
Furthermore the attention of banks to assess the environmental risk of the counterparties to fund: about 60% of the system considers the Environmental Credit Risk (ECS) in particular operations for [...]
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