Loan And Mortgage Information

Union loans with CreditExpress Compact

Unicredit has created a new product that it intends to bring together all the loans into one monthly installment.
It’s called CreditExpress Compact and is aimed at every type of customer.
It plans to replace all loans that we have opened with a single monthly installment to relying Unicredit.
In addition to this advantage will be possible to [...]

The Bad Banks and competition problems

Today Sole24Ore has published an interesting article on the bad bank and the global system of nationalization that last year hit several countries in Europe or not.
The bank is a bad state that liquid cash loans hard money collected by public bodies and leaves the area of recovery necessary.
This system is certainly in favor of [...]

In the Bank … .. but with you Chip!

In order to place innovation in banking technology, created by an agreement with the chairman of CNIPA, Fabio Pistelli and the Chairman Abate and ossification, Domenico Santececca, since the coming months old identity documents and passports will replaced by the identity documents of the latest generation, in the pockets of Italians, those identity cards of [...]

Immigrant clients average Banche Italiane

At the heart of the expectations of the banking system and migrant banking, according to the map most of the immigrants in Italy, Albanians prefer the ATM (80%) and Ghanaian (32%) and Filipinos (24%) focus on prepaid credit cards while the components of the Chinese community are in first place for the savings (56%) and [...]

Exiting from the “bad payers”

With the crisis of these years, to pay the installments in time it becomes increasingly difficult, and easy to end up in list of bad payers.
This is an archive bank where are all those who have problems with the solution of their debts.
Usually the information banks need to know your payment capacity and then to [...]

The nationalization of banks

In recent days Brussels has sent a message to states in favor of nationalization of banks.
A measure actually somewhat against the competition policy to which we have used in Europe and that some states may help to rise from the crisis.
Here are some requirements that should be taken to implement the measure:

“Full transparency and ex-ante [...]

Bond….Tremonti Bond

After the decree anti-crisis that I think has just raised Italy from the negative, now comes the Tremonti Bond.
This decree provides a few points in favor of borrowers unemployed or layoffs: stop the rate of the loan for one year.
But the real objective of this decree is another. Offer bonds to the banks so as [...]

Sensitive to the banks

With a press release ABI announced as the banking sector to finance benefits for the energy sector as much as 71.4% among all banks.
But not only:

Furthermore the attention of banks to assess the environmental risk of the counterparties to fund: about 60% of the system considers the Environmental Credit Risk (ECS) in particular operations for [...]