Archive for 'Mortgages'
Atipico loan for the purchase of the First House
There are very few actors who can still rely on earned income so-called “safe”, especially the new young face in the workplace, and that employment contracts for a fixed term or project!
Some Banks between their different types of loan also propose a new and innovative form of loan, paid to workers on a temporary contract [...]
Order anti-crisis “of the installment and ricalcolcolo subrogation”
With the “anti-crisis decree” launched by the government, many things are changing especially as regards the loans the government is interment for borrowers, here’s the news:
co.14 Article 2 of Decree anti-crisis measures in respect of floating rate mortgages for buying a first home, stipulating for the year 2009, a dampening mechanism than the installment to [...]
The guarantees of the guarantor
I read an interesting article on the special attention that must have a guarantor when, through a surety, is involved in delivering a contract debt to the bank by a third party.
His figure is very unsafe.
Through the act of the surety (usually allowed only to first-degree relatives or employers), the subject puts at risk his [...]
Budget 2009 - variable rate loans
According to the financial 2009, and according to art.2 co.5 quarter and 5 of the Decree of anti-crisis, banks and financial intermediaries entered in the appropriate lists, with respect to floating rate loans secured by mortgage on all’ purchase the house main, must ensure as a reference the indexed interest rate on the facility of [...]
Full StoryClause floor in floating rate loans
Last month I covered the subject of loans with Cap, which consists of a maximum rate beyond which insurance covers the trip.
Often these loans also have another clause called floor (floor).
It is a minimum below which the interest rate can never go. In a mortgage cap with his presence is understandable, but the bad news [...]
