Budget 2009 – variable rate loans

by admin on 22/10/08 at 9:00 pm

According to the financial 2009, and according to art.2 co.5 quarter and 5 of the Decree of anti-crisis, banks and financial intermediaries entered in the appropriate lists, with respect to floating rate loans secured by mortgage on all’ purchase the house main, must ensure as a reference the indexed interest rate on the facility of the European Central Bank.

Also imposed on banks and financial intermediaries to ensure adequate publicity and transparency of such contracts and the conditions, as set out by the Bank of Italy, providing to said organization, offers information on conditions and number and amount of loans disbursed.

If these requirements are not met, apply the penalty provided for ‘art.144, co.3, TUIB with monetary penalties ranging from a low of 1032.00 euro up to a maximum of EUR 12,911.00 as well as established by ‘art.145 of TUIB is concerning procedure penalties.

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